Welcome to Munz-Hermes and Associates
We want to put you on the right path when you are shopping for Medicare Supplements, Health Insurance, (Major Medical & HSA's), and Cancer Insurance
We have offices in Fairbury and Normal Illinois. Most of our clients reside in the following Central Illinois cities and rural areas, Bloomington-Normal, Peoria, Champaign-Urbana, Springfield, Decatur, Morris, Joliet, Kankakee and even Chicago.
You can use our website as a resource for educating yourself about the products and services we offer. Our licensed agents are no-pressure professionals, who have the customers best interest at heart, so feel free to contact any of these agents to get your questions answered.
You can find our agent biographies in the "About Us" section of this website.
Why think about Cancer?
Chances are you, or someone you love will be affected by Cancer at some point in your life. The American Cancer Society says more the 93 million Americans alive today will get cancer in their lifetime! The good news is that over 6 out of 10 cancer patients survive! The bad news is a diagnosis of cancer is not only physical and emotionally devastating but expensive as well. Contact one of our agents if you want to learn about Cancer Insurance that pays to you a large lump sum of cash upon diagnosis of cancer.
Health insurance is in the news everyday and people are concerned about premiums and benefits. We find that most people are paying too much because they do not understand their options. Let us help you put together a plan that fits you and your family. Most of our clients can save 30%-50% on premiums and put that extra money in their personal savings. If you are an employer or an employee, go to our health insurance page and read the links. You will be surprised what you do not know and how much money you are wasting on health insurance simply because your present company or agent is not keeping you informed. For example, if you are a business owner, make sure you ask us how Aflac can improve the profitability of your company.
Medicare Supplements are different than Major Medical insurance because Medicare is the primary insurance, while the supplement is secondary. Therefore, most seniors can change their supplement easily if the premium increases too much. Our clients know we can save them money if their present company raises the rates excessively. Since we are Brokers, we have many companies to choose from, so we do a side by side comparison of all of these companies and place our client with the most affordable choice available for their age and health. We do the shopping for our clients and they know they will have insurance they can afford. Can we bid for your Medicare Supplement?